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Riding Securely with the Best Motorcycle Insurance in Portland

  • Coverage Options: We evaluated the range of coverage options insurers offer, ensuring they include essentials like liability, collision, comprehensive, and extras like custom parts coverage or roadside assistance.
  • Value for money: We assessed the balance between premium costs and the value provided, focusing on companies that offer competitive rates without skimping on essential coverage.
  • Claims Experience: We examined customer reviews and ratings to find insurers with responsive customer support and a smooth claims process that riders can rely on in stressful situations.
  • Discounts and Savings: We looked for insurers that provide discounts, such as those for safe riders, bundling policies, or owning multiple vehicles, making coverage more budget-friendly.

Riding through Portland’s winding streets and lush backroads is a thrill—until the unexpected happens. 

That’s where the right motorcycle insurance saves the day. But finding coverage that fits your bike, budget, and peace of mind? It shouldn’t feel like dodging potholes on Burnside! 

Let’s break down the top options so you can keep riding worry-free.

1. Chamberlain Insurance Agency

chamberlain-insurance-agency

Services: Personal, business insurance, and more 

Address: 7831 SE Stark St #102

Phone: (503) 256-1448

Business hours:

  • Monday – Friday: 8:00 AM – 5:00 PM
  • Saturday – Sunday: Closed

Website

Google score reviews4.9/5
Total reviews4.8/5
Score Consistency4.8/5
Coverage Options4.5/5
Value for money3.9/5
Claims Experience3/5
Discounts and Savings2.5/5

Chamberlain Insurance Agency has a solid package that covers everything from street bikes to ATVs, with plenty of options for customizing your policy. Theft, vandalism, and damages? They’ve got you covered. 

One of the highlights for us was the discounts they offer for bundling policies, which can really help you save a decent chunk of change. It’s a perk that riders seem to appreciate.

That said, there are a couple of things to watch out for. Premiums can fluctuate depending on where you store your bike and whether you’ve taken safety courses. This may not be ideal for everyone, especially if you’re in a high-risk area or haven’t taken a course.

On the customer service front, we were mostly impressed. Their agents are attentive and make the claims process pretty painless. Riders we spoke to appreciated how straightforward and efficient it was. 

But when it gets busy, like during peak claim seasons, there have been a few hiccups with delays.

Pros

  • Comprehensive coverage options
  • Customizable policies
  • Bundling discounts
  • Strong customer service
  • Efficient claims process

Cons

  • Premium variability
  • Delays during peak times

    She immediately went to work to find me the best policies that fit my needs at a most reasonable price.

    “Diane was an absolute delight to work with. Having recently moved to Portland, I needed to find an insurance company that could handle my needs. Based on online reviews, I called Chamberlain Insurance Company and spoke with Diane. She immediately went to work to find me the best policies that fit my needs at a most reasonable price. I look forward to working with is company in the years to come and recommend them without reservation. A job well done…..”

    Dolly J. Hein, Google Reviews

    She found us great new policies which will save us a bundle!

    “After the insurance company we had been with for nearly 50 years substantially raised our premiums, it was time for a change. We searched for a highly rated independent agency and found Chamberlain Insurance. M’Randa was a joy to work with. She found us great new policies which will save us a bundle!”

    Joel Miller, Google Reviews

    2. Bridge City Insurance

    bridge-city-insurance

    Services: Auto, business, health insurance, and more 

    Address: 650 NE Holladay St #1600

    Phone: (503) 724-5860 

    Business hours:

    • Monday – Friday: 8:00 AM – 5:00 PM
    • Saturday – Sunday: Closed

    Website

    Google score reviews4.7/5
    Total reviews4.7/5
    Score Consistency4.5/5
    Coverage Options4.6/5
    Value for money3.5/5
    Claims Experience2.9/5
    Discounts and Savings2.5/5

    Bridge City Insurance has earned a strong reputation for its focus on Personal Injury Protection (PIP) and liability coverage, especially when it comes to motorcycle insurance in Oregon. 

    What stood out to us was how their PIP coverage works. It covers medical expenses for your accident-related injuries, no matter who’s at fault. That’s a big deal, especially for riders looking for solid financial backup in those oh-no moments.

    Their customer service also deserves a shoutout. Many riders we heard from praised their agents for being knowledgeable and genuinely helpful in breaking down the details of PIP and liability policies.

    However, there are some downsides. The coverage limits might feel a bit restrictive compared to providers with more expansive policies.

    Additionally, a few customers mentioned delays in the claims process, suggesting that a quicker resolution would greatly enhance the overall experience.

    Pros

    • Comprehensive PIP coverage
    • Specialized for Oregon riders
    • Knowledgeable customer service
    • Helpful staff
    • Value for money

    Cons

    • Lower coverage limits
    • Slow claims processing

      They found a policy that was in my price range and I really appreciate the quality and care they provide

      “My situation was very tough when finding an insurance that fitted what I needed because of mistraks I had made in my past on the road. The folks at this office did not stop looking until they found a policy that was in my price range and I really appreciate the quality and care they provide! 10/10 would recommend them to any young person looking for insurance. Or anybody for that matter”

      Jackson Fletcher, Google Reviews

      Quick response times either calling or texting

      “Lyle and his team are awesome. Quick response times either calling or texting (which texting is so convenient) and are always accommodating to my needs. Always find me the cheapest rates too. Love bridge city insurance team!!!!”

      Halley Lewis, Google Reviews

      3. Grace Insurance Services

      grace-insurance-services

      Services: Home, auto insurance, and more 

      Address: 8615 SE Division St unit 201

      Phone: (503) 208-2788

      Business hours:

      • Monday – Friday: 10:00 AM – 6:00 PM
      • Saturday – Sunday: Closed

      Website

      Google score reviews4.9/5
      Total reviews4.7/5
      Score Consistency4.8/5
      Coverage Options4.7/5
      Value for money4.5/5
      Claims Experience4/5
      Discounts and Savings4/5

      We found Grace Insurance Services to be a solid option for motorcycle riders, especially with their liability, collision, and uninsured/underinsured motorist coverage. These policies help protect riders from common risks associated with riding.

      They provide customizable medical payment coverage, which helps cover medical expenses for you and your passengers, no matter who’s at fault. 

      This makes them a great choice for frequent commuters, providing a strong safety net. Additionally, their collision coverage ensures your motorcycle can be repaired or replaced if needed.

      There’s also a lot of positive feedback about their customer service, particularly regarding the claims process. People seem to really appreciate the personalized support, and claims are usually handled pretty quickly. 

      That said, it’s worth keeping an eye on deductible amounts—they can vary a lot and could impact your out-of-pocket costs.

      Also, during busier times (like high-accident seasons), response times have been known to drag a bit. It’s something to think about, but it’s not a deal breaker.

      Pros

      • Comprehensive coverage
      • Well-rounded protection
      • Value for money
      • Positive customer service
      • Efficient claims handling
      • Personalized support

      Cons

      • Variable deductibles
      • Potential slower response time

         I like their thoughtful service and efficient professional skills very much.

        “I am very happy to choose Greece ding as my housing insurance company. I like their thoughtful service and efficient professional skills very much. The service of Rachel Li makes me feel very warm.”

        Sue Tang, Google Reviews

        They care for their clients and look for the best deal for them.

        “Grace insurance provides outstanding service. They care for their clients and look for the best deal for them. I can’t thank them enough for helping us find better insurance company.”

        Yamei Su, Google Reviews

        4. Barnett Insurance LLC

        barnett-insurance-llc

        Services: Life, property, auto insurance, and more

        Address: 3332 N Lombard St Suite #A

        Phone: (503) 285-2546

        Business hours:

        • Tuesday – Friday: 9:00 AM – 6:00 PM
        • Saturday – Monday: Closed

        Website

        Google score reviews4.9/5
        Total reviews4.5/5
        Score Consistency4.8/5
        Coverage Options4.7/5
        Value for money3/5
        Claims Experience2.9/5
        Discounts and Savings2.5/5

        Barnett Insurance LLC caters to motorcycle riders, focusing on custom parts and roadside assistance. 

        Their specialized coverage protects not just your bike but also the investments you’ve made in customizing it, offering up to $10,000 for custom parts. 

        Their roadside assistance is a nice touch, especially when you’re in a bind on the road.

        When it comes to customer service, Barnett gets a solid thumbs-up. The agents are knowledgeable and seem to care about providing the right coverage for each rider’s needs. 

        That said, we noticed that the premiums are a bit higher, which might make it less appealing to those of us watching our wallets. Some customers have also mentioned that the claims process can take longer than expected.

        Pros

        • Specialized coverage for custom parts
        • Roadside assistance
        • Knowledgeable staff
        • Personalized approach
        • Positive engagement

        Cons

        • Higher premiums
        • Slower claims processing

          Very responsive, and willing to answer my questions

          “Always get me the best rates with kindness and promptness. Very responsive, and willing to answer my questions and explore all opportunities I’m interested in.”

          Taylor Barnett, Google Reviews

          Barnett Agency is always there, returning my calls and making all my needs are addressed

          “The Barnett Agency is a great way to have a personal touch to your insurance needs. I’m covered by Progressive but there are many times when I want to talk to friendly, compassionate people for any number of reasons (updating info, policy information, etc) and the Barnett Agency is always there, returning my calls and making all my needs are addressed.”

          Nicholas Wells, Google Reviews

          5. Freeway Insurance

          freeway-insurance

          Services: Auto, business insurance, and more 

          Address: 1505 NE 181st Ave

          Phone: (503) 966-6278

          Business hours:

          • Monday – Friday: 9:00 AM – 6:00 PM
          • Saturday – Sunday: Closed

          Website

          Google score reviews4.8/5
          Total reviews4.7/5
          Score Consistency4.7/5
          Coverage Options4.8/5
          Value for money4.7/5
          Claims Experience3/5
          Discounts and Savings4.5/5

          We took a closer look at Freeway Insurance’s motorcycle coverage, and here’s what we found. Their competitive premiums make them an attractive option for riders seeking basic liability protection. 

          Their policies primarily focus on bodily injury and property damage liability, providing the essential coverage you need if you’re at fault in an accident. 

          Customer service is another area where Freeway Insurance has earned praise. Many customers highlight positive interactions, particularly appreciating their team’s clear communication and helpful support.

          Despite this, there are a few drawbacks to consider. Minimum coverage limits might leave you financially exposed in the event of a major accident, so it’s crucial to review policy details carefully. 

          Additionally, some customers have reported delays and inconsistent follow-up during the claims process.

          On the bright side, Freeway Insurance sticks out for its affordability and straightforward liability coverage. If you’re looking for basic protection at a competitive price, they’re worth considering.

          Pros

          • Focus on essential coverage
          • Competitive premiums
          • Clear and straightforward offerings
          • Engaging customer service
          • Clear communication
          • Helpful support

          Cons

          • Delays in follow-up claims

            He gladly went above and beyond to get me the best deal and for my specific needs

            “I just want to say that thanks to Jerry I had by far, the easiest and fastest insurance process I’ve ever gone through. I highly recommend requesting him to deal with all your insurance affairs!. He gladly went above and beyond to get me the best deal and for my specific needs!!”

            Karina Mendoza, Google Reviews

            They really helped me out in a time of need! For a great price I may add

            “Had a great experience with Freeway insurance they really helped me out in a time of need! For a great price I may add. Also the representative Maggie really made huge efforts on my behalf which is great to see! And exactly what was needed.”

            Mount Glimmer, Google Reviews

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